Grocery Budgeting
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Desperate Measures For Grocery Budgeting
Quite a few people set a budget for groceries they believe is totally reasonable, and yet they cannot manage against it. There is always something that prevents it.
If you are truly desperate to keep yourself inline, here is a surefire tip:
DISCLAIMER: I’m not a fan of gift cards, but in this case they are a must.
First, determine what your budget is for the week. Say it’s $100 a week, $400 a month.
Go to the one store with the best sales and deals, and coupons, whatever you have to work with. Or a few select stores. Purchase gift cards for the budget. You can get one $100 card each week, or 4 $100 cards each month. And you don’t have to do it ahead of time; you can walk up to the counter, purchase the card, walk back out to your car and lock up your wallet.
Very seriously here. Do not enter back into the store with any form of payment other than the prepaid card. No cash, no credit cards.
Bring a cell phone if you like, most have calculators, or you can call your SO to help choose priorities. But as you fill the cart, remember that you cannot go over, and you have no means to pay more than your budget.
If you know that you always forget something, and must go back to pick up items later, save $10 or whatever on the card (i.e., you can only spend $90, to keep $10 on the card for emergencies in the week).
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