Baby Boomers grew up in a different era, and their buying habits often reflect that. Even today, many still spend on items that younger generations consider unnecessary purchases, whether out of nostalgia, routine, or the idea of “just in case.” Understanding these surprising splurges helps us see generational mindsets and maybe adjust our own spending. From tech leftovers to luxury gadgets, here are ten unnecessary purchases boomers keep making, often without realizing they don’t need them.
1. Landline Phones
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Believe it or not, many Boomers still keep landlines active, even though most households have cell phones. Around 45% of older adults live in a home with only wireless phones, but a good chunk still pay for landlines. They view calls on a corded phone as reliable, but it’s often a redundant service. With robocalls and maintenance fees, many Millennials and Gen Z say it’s a waste. It’s a classic unnecessary purchase rooted in habit, not necessity.
2. Cable TV Bundles
In an era of streaming apps, Boomers are among the highest cable users—40% watch cable daily. Yet, most only tune into a handful of channels. Subscriptions cost a lot, especially compared to Netflix or Hulu. Younger folks see it as overpriced redundancy, but Boomers stick with it for familiarity. Cutting the cord could save them hundreds, but it’s still an unnecessary purchase that many hold onto.
3. Newspaper and Magazine Subscriptions
Boomers are 45% more likely than younger folks to pay for print subscriptions. They value the ritual of morning paper and glossy tips, but many end up unread. With free news apps and online content available, print subs feel like a luxury. Millennials see it as an unnecessary purchase in a digital age. Unless you’re devouring every issue, it might be time to reassess.
4. High-End Kitchen Gadgets
From espresso machines to sous-vide cookers, Boomers obsessed with culinary toys often end up using them only once or twice. They treat themselves after years of working, but many gadgets just clutter kitchens. Millennials often mock them as unnecessary purchases that collect dust. If you’re not making lattes daily, maybe skip the $500 espresso rig. Practical cooking tools often outvalue flashy gadgets.
5. Vacation Homes
Though idyllic in theory, a second property comes with huge maintenance and tax bills. Many Boomers end up visiting only once a year—or not at all. The mortgage-plus-upkeep often outweighs the rental cost would. Younger generations say renting offers more freedom and less hassle. Unless you use it frequently, a vacation home can become an unnecessary purchase rather than a retreat.
6. Extended Warranties
Boomers often buy extended warranties for electronics or appliances, but these are rarely worth the price. Manufacturers already include terms that cover the most common issues. Warranties can cost more than actual repairs. Modern repair plans or small savings accounts are often smarter than paying upfront. Many see extended warranties as unnecessary purchases that rarely deliver real value.
7. Luxury Dinnerware
China sets, crystal glasses, and fancy flatware—many Boomers purchase them but don’t use them more than a few times a year. They’re sentimental but not practical. Younger folks balk at how frequently overpriced pieces break or go unused. Unless you entertain often, this kind of ware sits in cabinets gathering dust. Luxury tableware can be a beautiful gift, but it often counts as an unnecessary purchase in daily life.
8. Pools and Hot Tubs
While appealing, private pools require expensive upkeep—chemicals, cleaning, repairs, and winterizing. Boomers may buy them for relaxation, only to find the maintenance more work than worth. Millennials point out that community pools or vacations often offer similar relaxation without the commitment. Unless you’re ready for ongoing care, pools and hot tubs can feel like unnecessary purchases in the long run.
9. Excessive TV Antiques
It turns out Boomers are still buying retro or antique TVs—even if they stream shows. Vintage aesthetics matter more than actual viewing. These large, heavy items aren’t practical—they’re more decor than functionality. Younger generations see them as unnecessary purchases, taking up space. Unless you’re decorating an ’80s-style den, a sleek flat screen could be far more useful.
10. Lottery Tickets
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Almost half of Boomers buy lottery tickets regularly, versus just 33% of Millennials. It’s an affordable thrill—but odds are dismal. Rather than investing or saving, it’s often submitted as a hopeful “what if.” Millennials often skip the habit and focus on tangible growth. Lottery tickets may appear harmless, but many consider them an unnecessary purchase when weighed against reliable returns.
Wise Spending Means Choosing Today
Boomers aren’t reckless spenders—they’ve earned the right to indulge. But a shift toward mindful spending can boost both finances and simplicity. Unnecessary purchases pile up over time, especially when they don’t add lasting value or joy. Younger generations may cringe, but today’s Boomers can make small adjustments to feel even more financially confident. Keep what brings delight—and rethink what doesn’t. Let every dollar reflect what truly matters.
Boomers, which of these unnecessary purchases do you still own, or have you already ditched any? Share your stories below—and maybe inspire someone else to rethink theirs!
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