1. As someone who has to take a great deal of medicine due to medical problems, I have been trying to keep pharmacy costs down as low as possible. I have Medicare drug insurance and my husband has no health insurance.

    All your items that you mentioned in your post are fine and perhaps a savings, but I must stress that you have to be on your toes for any new prescription drug that comes with a $25-75 off coupon/rebate. I have found that those are the most expensive drugs and in general Medicare drug programs won’t cover it (or if they do at tier 3 copays) and if you have no insurance you probably aren’t going to be able to afford it in the long run anyhow. If you do have drug insurances or have signed up with one of the drugstore $4/30 or $10/90 generic programs, take your drug formulary or the sheet of covered generics to your doctors office. Have your doctor check the list for a drug that would still be appropriate but also still affordable. Those on Medicare Part D want tier 1 drugs as much as possible, insured people want the meds that are on their formularies, and uninsured want drugs off the drugstore cheap generic lists. I realize that it isn’t always possible, but better to know that your med is going to only run you $10 for a 90 day supply than to think you have a great coupon for $50 off only to find even with the coupon the medication will still run you $100 or more a month.

    Be upfront with your doctor especially if you have poor or no insurance. They don’t know or remember unless you remind them each visit. It actually saves them time by getting this straightened out while still in the doctor’s office than when you get to the pharmacy and find your insurance won’t cover the medication (even with the coupon) and then the doctor and pharmacist have to hash it all out over the phone without the benfit of the doctor seeing what meds are available for you to take.

    By the way, some pharmacies price match so your local pharmacy may lower the price to say Walmart’s price for the same thing and also will save you a trip to Walmart.

    I trust these words of warning will help some one else keep their medications affordable.

  2. A good point. That’s one reason some of the new co-pay reduction savings coupons are great — they reduce the out of pocket expenses down to $20 or less per month, no matter what your insurance or lack of it are, many up to $500 off per month. For people who really need some of the new or non-generic brand drugs, the coupons and rebate programs also really help. If not, the list of stores providing the $4 per month or $10 for 90 days meds should be a good resource, as the majority of supermarkets are providing this now. You don’t even need to bother price matching with “proof”, since they already offer the same price. Huge changes from the minimal savings just two years ago 🙂

  3. Greetings,

    I am the owner of the photograph used to illustrate this article. This site showed up in my Flickr stats. I don’t mind the use, but my CC license is quite explicit that linked credit is required. Please either make the photo a clickable link back to the original photo page or add my user ID beneath as a linked credit.

    Photo page is here:




  4. Thanks for letting me know! The photo is credited on the page as the photo source and linked, at least it shows up that way on my end. It appears to be done as you requested already, so I will check with our admin to see if the page has a problem I’m not seeing on my end.

    Thanks again, I really appreciate the quality of your work, and we definitely want to give appropriate credit, links, and kudos for such appealing photos!

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