While it is not for everyone, most people have at least one credit card in their wallets. I have a couple in mine that I pay off each month before the billing cycle ends. I have some exclusively for hotel reward nights and points and others for cashback. Then there is the one that rewards…
Being a mother requires plenty of responsibility. You need to ensure your kids are well-taken care of by allowing them to have healthy meals every day, getting a decent education, and being happy in the household. The more children you have, the more responsibilities you need to take care of, including stretching your family budget.
Saving money is tough in large part because expenses never stop. Just because you’re on a budget, it doesn’t suddenly mean that you don’t have to pay for electricity, groceries, or transportation. Rather, the key to getting a handle on your finances isn’t to eliminate purchases altogether, but to make better choices when you do…
Ever wonder how insurance companies calculate your car insurance premium, and why the rates vary from one insurance company to the next? Insurance companies usually gather specific information to determine how much of a risk you pose and how likely you are to file a claim. Different insurance companies weigh the rating factors and make…
A person’s health is their most valuable commodity. Yet, unfortunately, many people don’t have extra resources available to spend in service of their own wellness. Indeed, many healthy products and services –– like personal training lessons, exercise equipment, or even organic foods –– are too expensive for large portions of the population to afford. With…
If you have noticed over the last several years, possibly the last couple of decades, groceries have gone up in price. This is due to several factors including increased wages, cost of living, and the price to produce goods. While some embrace the change, many of us are looking to reduce costs. There are several…
Do you love couponing? Does it make you excited? Do you have fun seeing how little you can pay at the store? I love it and get a thrill filling my buggy up with lots of goodies and coming out of the store with all of it for cheap. I love organizing, clipping, and spending…
There are many types of coupons out there. Most of you are familiar with manufacturers’ coupons. You know about store coupons, coupons you find in the Sunday’s paper, printables, and even hangtags. While these are the most popular, they aren’t the only ones. If you’re a beginner, you may not know about Catalinas. Everyone has…
All things considered, debt is not simply the result of economic forces at play. Although macroeconomic forces may reduce your income earning power and force you to spend more than you would like to cover your cost of living, you also play a role in increasing your debt burden through an unconscious lack of self-control…
Balancing your grocery bills can help you and your family recover from a financial emergency. Maybe your child falls and chips her tooth, or that grinding sound that happens every time you brake is more serious than you thought.